If you’re a CCHA tenant and you’re thinking of taking out contents insurance, then CCHA may be able. The organisations that represent housing associations in Wales and England – Community Housing Cymru and the National Housing Federation have got together with Jardine Lloyd Thompson Tenant Risks and Allianz Insurance and produced a contents insurance policy for housing association tenants called ‘My Home’.

CCHA does not insure your furniture, belongings or decorations against theft, fire, vandalism, burst pipes and other household risks. We think it is sensible to take out insurance to cover such risks to your personal belongings – either through this scheme or by making your own arrangements.

The My Home Scheme has a number of features such as:

• Flexible pay as you go options
• Easy to apply
• No excess
• Covers theft, water damage and fire
• Covers accidental damage to sanitary fixtures such as toilets and washbasins
• Covers lost or stolen keys
• New-for-old (except for linen and clothing)
• Special low minimum sums insured (£6,000 if you are over the age of 60; £9,000 for all other people)

So, if you’re a tenant of CCHA and are considering taking out insurance, the My Home policy may be worth considering.

Please note that CCHA will not benefit financially if you take out a policy with My Home.